Planning for the future is not always easy. Conversations about what happens when we are no longer here can feel uncomfortable, but taking steps now can save your loved ones unnecessary stress and uncertainty later. Two of the most important tools in future planning are Will Writing and Lasting Powers of Attorney (LPAs).
Why Will Writing Matters
A will is not just a piece of paper. It is a legally binding document that ensures your wishes are respected. Yet many people either avoid writing one altogether or turn to online templates and do-it-yourself kits that often leave families facing disputes and costly legal challenges.
When a will is poorly drafted or incomplete, loved ones may argue over property, sentimental items, or financial assets. These disputes can be distressing and expensive. By contrast, a professionally written will offers clarity, reduces the risk of conflict, and gives peace of mind.
Common Misconceptions
“I am too young for a will.”
Wills are not just for later life. Even if you have few assets, setting out your wishes from funeral arrangements to guardianship for children can make an enormous difference to your family.
“I do not need one until I have significant wealth.”
A will protects more than money. It can cover personal possessions, digital assets, and treasured items that carry sentimental value.
“DIY wills are just as good.”
Off-the-shelf templates often fail to account for individual circumstances. They may omit important clauses, making them easier to challenge in court. A solicitor can futureproof your will and adapt it to your changing life circumstances.
What to Consider When Writing a Will
When preparing your will, it is worth considering:
A full list of your assets including property, pensions, savings, and investments
Specific gifts such as who should inherit particular items or sums of money
Guardianship, naming who should care for children under 18
Exclusions, where you plan to leave someone out, with an explanation to reduce disputes
Executors, choosing people you trust to manage your estate. Ideally, pick someone younger or likely to outlive you
In some cases, trusts may be used to protect property and ensure assets are passed to the right people, particularly in blended families where sideways disinheritance could otherwise occur.
Lasting Powers of Attorney (LPAs)
While a will takes effect after death, an LPA protects you during your lifetime if you lose the ability to make decisions. There are two types:
Property and Financial Affairs – covering matters such as managing bank accounts, paying bills, or selling property
Health and Welfare – covering medical decisions, care arrangements, and day-to-day wellbeing
LPAs allow you to appoint trusted individuals, known as attorneys, to act on your behalf. Importantly, making an LPA does not mean giving up control. They can remain dormant until needed and must always be used in your best interests.
Why LPAs Are Essential
They prevent delays and stress if you suddenly lose capacity
They provide reassurance that your wishes will be respected
They are legally recognised and reduce the risk of disputes over care or finances
Solicitors can also act as certificate providers, confirming that you had capacity at the time of signing. This makes it harder for others to challenge the document later.
Taking Control of Your Future
Both Will Writing and setting up LPAs are about more than legal documents. They are about protecting your loved ones, safeguarding your assets, and making sure your voice is heard when it matters most.
By seeking professional advice, you can avoid common pitfalls, ensure your documents are watertight, and secure peace of mind for the future.
If you would like to explore these topics in more depth, our recent podcast episode dives into real-life scenarios that highlight why Will Writing and LPAs matter. From the risks of DIY wills to the importance of choosing the right executors and attorneys, the discussion offers practical advice and answers to common questions. It is a straightforward and down-to-earth conversation that can help you feel more confident about planning for the future. Use the links below to check it out!
